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Before departing for your program overseas, it is important to thoroughly investigate your health insurance coverages. Here are a few important points to consider
- All students traveling on SPU faculty-led programs will be provided with medical insurance for the duration of the program..
- For non-SPU programs, students are advised to check with the program provider and/or your parents’ policies as your time spent abroad may be covered by their insurance company. In many cases, overseas health insurance coverage can be added on for a small additional fee.
- Insurance coverage should include medical evacuation and repatriation coverage.
- To avoid lapse in coverage, keep your U.S. medical coverage in place while you're abroad.
Most programs, including SPU faculty-led programs, do not include trip interruption or cancellation coverage. In addition to the medical insurance we strongly encourage you to consider purchasing additional travel insurance to cover trip cancellation or interruption, travel delays, lost or damaged baggage, emergency assistance services, and more. If you have to leave the program and return home there may be costs that cannot be refunded to you. Depending on the reason for your return, these costs may be recoverable if you purchase additional travel insurance. The following websites can give you online travel insurance quotes: Insure My Trip, Travel Insured, and Travel Guard.